Well-known representative
- #21
Well-known representative
- #twenty two
Well-known associate
- #23
I dont recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the https://paydayloanalabama.com/nanafalia/ bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had « too many revolving accounts. » Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you guys that need to get a home otherwise loans something.. hope in order to god you have a good credit score. I think particular dudes you to accept that playing cards worst you want to see the big picture. Simply because *you* physically was able to shell out bucks to have what you does not suggest it is wonderful for people. Despite the thing i wrote above We Too (at a time) paid down bucks to possess what you. I won’t enter the reasons here however it resolved and to some degree. The main one downside to which was I could Never ever submit an application for a charge card.. you will definitely never rating a loan. Skip to invest in a house except if I robbed a bank.
In closing over the past 10 years I need to keeps recharged on the 100K value of content. Ive racked up a huge amount of prize situations ect ect. Occasionally We spend dollars getting stuff however, you to function I’m searching for a savings. I know theres dudes towards here that have examined a beneficial car or truck as well as the man desires 3K because of it therefore initiate the brand new deals and you can force comes to push and wad of money comes out! Gotta love it!